Membership is Guaranteed up to $10,000 credit limit

 Membership Details:

- Credit Line up to $10,000.00 regardless of credit history.

-We will obtain a consumer credit report from Experian, Transunion and Equifax .

-There will be a one time membership fee of  $199.00

- Must purchase minimum of $100.00 worth of merchandise initially paying half up front and the remaining balance will be made in monthly payments.

-There will be $150.00 annual fee which will start on your 1st anniversary date of credit line approval and purchase.

-Interest rate 19.99% and an APR of 24.99%.

-Payments made or not made will be done on a monthly basis 30 calendar days from your statement date which will be the same date as your initial purchase.

-All terms and conditions will be sent to you via e-mail within 48 hours of being approved and you will have 7 calendar days to refuse financing and immediately pay remaining amount of invoice.

-A monthly statement will be sent via email, every month on your statement date. We have the right to refuse financing at any time.  All increases to credit lines will be done automatically based on payment history, duration of membership and  purchase history. 

$15.00 Late fee will be added to your payment the following month if payment is not made within the grace period of 5 days after your due date

-We DO NOT accept cash or checks for payments. All payments must be made with a debit or credit card on our website or via email invoice. If a product is returned on your credit line with your initial purchase you will receive a credit and NOT a cash refund up to purchase amount

-For any questions, concerns, update account info or to cancel your account please email us at or call us at 404-474-1488